As a driver, you are required to carry the minimum amount of car insurance as outlined by your state.
Even if you understand the importance of doing so, there could come a time when you make a mistake. For example, many people opt against carrying car insurance when they come to find that it doesn’t fit into their budget.
If you are caught operating a vehicle without insurance, it can result in a variety of punishments, all of which have the potential to impact your life in a number of ways.
Generally speaking, the consequences for a first time offender can range from a fine to a one-year license suspension. Other penalties can include:
Vehicle registration suspension
A traffic ticket
The need to meet SR-22 requirements in the future
As you can see, the risk of driving without insurance is not worth it. If caught, the fine you have to pay could put you in a bad financial spot. Furthermore, the suspension of your license may make it impossible for you to hold down a job or commute to and from school.
Even though driving without insurance is against the law, there are times when people make a poor decision or honest mistake. For example, it’s possible to believe that you had car insurance, just to find that your policy was never renewed.
If you find yourself dealing with the aftermath of driving without car insurance, don’t hesitate to learn more about your legal rights. It’s up to you to implement a defense strategy that can help you avoid the most serious consequences.
Source: FindLaw, “Driving Without Valid / Sufficient Insurance,” accessed May 16, 2018