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Don't let joint credit card debt complicate your divorce

Credit card debt is never a good thing. This is particularly true if you're going through the divorce process, as it can complicate things for both you and your soon-to-be ex-spouse.

There are many ways to deal with joint credit card debt in a divorce, with these tips providing you with the guidance you need:

  • Pay off joint credit card debt before you divorce: It's not always easy to get on the same page, but if you both understand the benefits, you're likely to proceed. The best way to pay off joint credit card debt is with money you have in a joint bank account.
  • Cancel all joint credit cards: Neglecting to do so gives the other person the opportunity to use the card without your permission. You may then be responsible for half of it in your divorce.
  • Use a balance transfer: If you're unable to pay off joint credit card debt, both individuals can take on half of the balance. A balance transfer credit card is the best way to do this.

If you eliminate or separate joint credit card debt before your divorce, it's one less thing you have to worry about.

Matters of property and debt division have the potential to complicate the divorce process, so you want to get on the right track as soon as possible.

If the other individual is making life difficult, learn more about your legal rights and then deal with everything that comes your way during your divorce. Taking this approach will allow you to move on from your marriage in as good a financial situation as possible.

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  1. TOP 100 TRIAL LAWYERS
  2. AMERICAN ASSOCIATION OF PREMIER DUI ATTORNEYS
  3. NATIONALITY CHAMBER OF COMMERCE
  4. AVVO, Client's Choice 2016
  5. 17 ANNIVERSARY
  6. National Association of Criminal Defense Lawyers
  7. ESTEEMED LAWYERS ELOA
  8. AMERICAN IMMIGRATION LAWYERS ASSOCIATION
  9. 10 BEST LAW FIRM CLIENT SATISFACTION
  1. Alex Hanna was named Top 100 Criminal Defense Lawyer (2016) by The National Trial Lawyers.

  2. Alex Hanna is rated a Premier DUI Attorney by the American Association of Premier DUI (2016).

  3. Alex Hanna was named Traffic Lawyer of the Decade (2010) by the Minority Chamber of Commerce.

  4. Alex Hanna was given the 2016 Client’s Choice Award from Avvo.

  5. Alex Hanna is a member of The Florida Bar and Practices in the areas of Criminal, Traffic and Personal Injury Law since 2001.

  6. Alex Hanna is a member of the National Association of Criminal Defense Lawyers (2016).

  7. Alex Hanna is a member of the Esteemed Lawyers of America association (2017).

  8. Alex Hanna is a member of the American Immigration Lawyers Association (2017).

  9. Alex Hanna was bestowed the 10 best law firm award by the American Institute of Criminal Law Attorneys in 2016 and 2017.

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